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Personal Finance Information

Top 10 Ways Managing Your Money Is Just Like Riding a Bike


An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This year, during some of the less-than-scintillating early miles of the sprint stages, my mind wandered a bit, and it occurred to me that there are some interesting parallels between winning the Tour de France and winning at personal finance.

Reporting Identity Theft


Would you know what to do if you suspect that your personal information had been stolen and used by thieves to open new accounts? It's important that you take the right actions to clear your name as quickly as possible.In 2005, the laws were changed to allow anyone to review their credit report yearly without having to pay a fee.

Benefits of Personal Finance Software


In this age of information, keeping track of your finances does not mean an archaic jumble of ledgers, calculators, and papers filled with calculations in chicken scratch. Now everything can be taken care of on your computer through personal finance software.

Save Money on Groceries: Part I


One universal of humanity, no matter who you are or where you come from, you have to eat. Unless you grow your own food, you will have to go to the grocery store to get it.

I Want to Buy a Home - Now What?


If you were to ask 100 women "What would you like to achieve financially?" Buying a home or apartment is usually one of the answers. Some women think that they can never own a home - which is not true! In fact, there are so many success stories of home buyers who never thought they would get there.

Bankruptcy Chapters Explained


Chapter 7The potential chapter 7 debtor should understand that a straight bankruptcy case does not involve the filing of a plan of repayment as in chapter 13, but rather envisions the bankruptcy trustee's gathering and sale of the debtor's nonexempt assets, from which holders of claims (creditors) will receive distributions in accordance with the provisions of the Bankruptcy Code. Part of the debtor's property may be subject to liens and mortgages that pledge the property to other creditors.

Strategies for Success


Holy Shenanigans! More STUFF?Loosing one's business due to lack of personal control is a sad thing. I've watched many people do just exactly that.

Money Matters - Really!


One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter.

7 Simple Ways To Save Money


Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes - a good thing - but saving money on everyday items. Here are seven simple ways you can save money:1.

Why Live Frugally


What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys.

How to Save for A Down Payment


Saving for a Down Payment is hard work, so it's a good idea to really want to own your own home by the time you begin your Savings Account. It's difficult to turn down a weekend in the Bahamas (or Downtown at the Clubs!) when you don't have a definite goal.

10 Money-Saving Tips


1. If you have your haircut every 3 weeks, try going 4 or 5 weeks in between haircuts.

Basic Bank Accounts Failing the Basic Needs of Consumers


The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products.

The Good and the Bad of Money Management


Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.

Avoiding A Nightmare On Renovation Street


You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back?Unless you're in the building industry, most people are fairly naпve when it comes to making decisions about renovating.

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Wednesday's Personal Finance Stories
MarketWatch
By MarketWatch As the economy is starting to show some signs of improvement, this would be the time to begin looking at the stocks most likely to benefit from an expansion, Robert Powell writes today in his Your Portfolio column.

and more »


Personal Finance: Favorable changes ahead for 401(k)s
Chattanooga Times Free Press
By Chris Hopkins Defined contribution plans like 401(k)s have long ago become the dominant vehicle for retirement saving and investment. Between 1990 and 2011, plan assets have expanded nearly fivefold to $4.3 billion. And yet, it has often been the ...

and more »


Kia Optima Earns Kiplinger's Personal Finance 2012 Best New Car Value Award
MarketWatch (press release)
7, 2012 /PRNewswire via COMTEX/ -- Recognized by the editors at Kiplinger's Personal Finance as a 2012 Best New Car Value, the Kia Optima has been ranked "Best in Class" in the $25000-$30000 sedan category. Kiplinger's editors sort through hundreds of ...

and more »


Top 5 personal finance aps; Consumer cons; 8 questions to ask before spending ...
Interest.co.nz
By Amanda Morrall (email) For some time now, I have been hunting for the perfect personal finance app. I'ma bit obsessive and I've got my eye on mint.com. It's free, it pools all your accounts, it tracks and categorises all your spending so you can see ...

and more »


Romance & Finance: 5 financial tips for couples
Boston.com
By Dave Carpenter AP Personal Finance Writer / February 8, 2012 This may sound like a heartless thought, but Valentine's Day is tough on the wallet. Even if you skip buying bling for your beloved, the standard flowers and romantic dinner out can be a ...

and more »


PerkStreet Announces the First Monthly Personal Finance Pulse
MarketWatch (press release)
7, 2012 /PRNewswire via COMTEX/ -- PerkStreet Financial surveyed expert personal finance writers from across the country last week in its first-ever, monthly "Personal Finance Pulse." Results reflect an aggregate opinion designed to help Americans ...

and more »


Get Paid for Being Money-Smart
Motley Fool
Tune in every Monday and Wednesday for Dan's columns on retirement, investing, and personal finance. You can follow him on Twitter here. 6 stocks you can't afford to ignore! Motley Fool co-founders David and Tom Gardner just handpicked 6 rock-solid, ...

and more »


Pennsylvania Military Families Now Have Access to Financial Field Manual for ...
LoanSafe
by Alex Ferreras on February 8, 2012 in Personal Finance (SOURCE Pennsylvania Securities Commission) – Copies of the second edition of the “Financial Field Manual: The Personal Finance Guide for Military Families” will be distributed on military bases ...
Ten-hut! Updated "Financial Field Manual" for Military Families' Personal ...Sacramento Bee

all 2 news articles »


Gen X Women Continue to Shrink Gender Investing Gap
U.S. News & World Report
... in their 30s and 40s are increasingly proactive when it comes to their finances, at least according to select research and anecdotal evidence (consider the rise of female-specific personal-finance television programming and blogging, for instance.) ...

and more »


Citi Launches the New Women & Co. and Makes the Acclaimed Personal Finance ...
MarketWatch (press release)
NEW YORK, NY, Feb 07, 2012 (MARKETWIRE via COMTEX) -- Citi today launched the new Women & Co., the acclaimed personal finance source for women, unveiling its redesigned website -- womenandco.com -- and making its trusted and relevant commentary ...

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