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Personal Finance Information

Im Broke, How Can I Afford...


I'm still amazed every time someone comes to me complaining that they don't have any money to put into their business and that they're broke.I mean what have you been doing with your money man?!?Plain Truth: If you don't have any money you won't make it my friend? it's that simple.

Grocery Savings - Your Kitchen is a Goldmine!


Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts.

Can You Afford Not To Look After Your Personal Finances?


Investing is a subject a lot of people don't want to think about. And there is good reason for that.

The Changing Shape of Family Finances


Super-mumsIt seems that the proof of maternal efforts is no longer found in the pudding ? it's in the spending. Women are increasingly outsourcing personal grooming tasks and the pressure of looking good, feeling healthy, maintaining a tight ship and IQ level has meant that housecleaning and gardening are again fashionable methods to promote the family brand; housewifery is now a career, with all the attitude of 21st century post-feminism.

Understanding and Controlling Your Finances


Have you ever wondered what it would be like to be able to have complete control over your finances?If you are like most normal people, you have a job. You go to your job every day.

Banks Are More Than Just A Place To Park Your Money


If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you'll see yet another one, just waiting to offer their services to you.

The Origins of Check Writing


People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?In ancient times the most popular form of money exchange was the trade.

University: A Course in Personal Finance


Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial strain they have encountered, and it is not surprising that many prospective students are finding the need to seriously think through the merits of going to University.

Eight Ways To Sink Yourself Financially


1. Don't focus on your finances.

How To Reap The Rewards With Rewards Programs


Recently, many of these loyalty rewards programs have come to the realization that they must change how they put these programs together if they are going to increase their share of the market.One way that has changed over the years is how reward programs have started linking up with various partners to offer more types of rewards for it's members.

How To Survive The Grocery Shopping Blues


If you are the normal consumer, then you've probably experienced the Grocery Shopping Blues. Most supermarkets use this trick to their advantage to squeeze more money out of their customers and turn a tidy little profit for themselves.

Saving Money - Are You Doing Enough?


It is estimated that we, as consumers, waste an average of 30% of our paychecks on items we don't need or pay way too much for the items we buy. Since 1990, spending is up 30% and debt is up an astounding 80%.

The Benefits of Banking Online


How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as you would have liked. If that is a familiar scenario in your home, help has arrived in the form of online banking.

Your Dry Cleaner's Double Standard


Women are charged more for dry cleaning services. Don't fume, find a better way.

Stretching Your Grocery Dollars


Shopping for groceries is an inevitable fact of our ever busy lives. We may imagine that we are saving time by dashing in, roaming the aisles and throwing whatever looks good into the cart.

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MORE RESOURCES:

Los Angeles Times

PERSONAL FINANCE: Will that housing deal help you?
Reuters
By Linda Stern | WASHINGTON Feb 9 (Reuters) - The housing settlement announced Thursday should make it easier for troubled homeowners to modify their mortgages and escape foreclosure, but it won't make everyone whole, consumer advocates say.
Homeowners Receive $25 Billion Mortgage Settlement, But Is It Enough?U.S. News & World Report (blog)

all 3,674 news articles »


PERSONAL FINANCE: Should employees own more company stock or less?
Reuters
By Chris Taylor | NEW YORK Feb 10 (Reuters) - If you're a high-ranking executive like Apple Inc CEO Tim Cook, company stock is your best friend. He received a reported $375 million in restricted stock for 2011, one of the largest pay packages on record ...

and more »


PERSONAL FINANCE: Why pedigreed pooches cost more
Reuters
(The writer is a Reuters contributor. The opinions expressed are her own.) By Alina Dizik NEW YORK Feb 9 (Reuters) - Bruce, a Finnish Lapphund who's best described as a Pomeranian meets Alaskan Husky, will attend the canine equivalent of the Oscars for ...

and more »


Simple sketches break down personal finance
Park Record
Richards said Marrouche's take on personal finance is pretty common. "I don't know many people who aren't frustrated with their money," he said. "Smart, educated, successful people still get frustrated, and part of that is because it's gotten so ...

and more »


PERSONAL FINANCE: Pet insurance-a costly necessity
Reuters
By Heather Struck | NEW YORK Feb 9 (Reuters) - After Nicole Bodzon, 28, a consultant in Conifer, Colorado, paid $1600 for her pug, Pepe, to have a possibly cancerous tumor removed from his eye, she thought she might benefit from an insurance policy.

and more »


Mortgage Rates & Trends

Bankrate: Mortgage Rates Up Slightly
Sacramento Bee
About Bankrate, Inc. (NYSE: RATE) Bankrate is a leading publisher, aggregator and distributor of personal finance content on the Internet. Bankrate provides consumers with proprietary, fully researched, comprehensive, independent and objective personal ...
Thursday's Personal Finance StoriesMarketWatch

all 220 news articles »


PERSONAL FINANCE-Better than a mattress: money fund tips
Reuters
The top-yielding bank savings accounts and money market deposit accounts are paying 0.8 percent to 0.9 percent, said Greg McBride, senior financial analyst at personal finance website Bankrate.com. "That's 20 times the yield," McBride says.

and more »


Friday's Personal Finance Stories
MarketWatch
Also in today's Personal Finance news on MarketWatch, Jennifer Waters takes a look at how our car insurance rates are calculated and shares that while we might think we're saving money on an economy car, the higher insurance rates may wipe out those ...



6 personal finance tips for new Canadians
CBC.ca
Besides the challenge of settling into a new home and culture, immigrants to Canada face a host of issues when it comes to getting their financial lives in order and planning for their retirement. But there's one thing Canadians all have in common: the ...

and more »


Kia Optima Earns Kiplinger's Personal Finance 2012 Best New Car Value Award
MarketWatch (press release)
7, 2012 /PRNewswire via COMTEX/ -- Recognized by the editors at Kiplinger's Personal Finance as a 2012 Best New Car Value, the Kia Optima has been ranked "Best in Class" in the $25000-$30000 sedan category. Kiplinger's editors sort through hundreds of ...

and more »

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