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Personal Finance Information

Credit Card Debt - Watch Your Credit Report and Your Bill


Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer.

10 Steps to Take if You Are a Victim of Identity Theft


There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.

Resources to Help You Learn About and Protect Yourself from Identity Theft


There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security number for identification purposes. This bill should take affect in 2006.

Budgeting -- The Critical Flaw That Causes Most Budgets to Fail


Budgeting. It's a word we're all familiar with.

The Magic Of Compound Interest


Christians are called to be good stewards of God's resources. A steward can be described as someone who manages the resources of another.

Saving Dimes Can Go a Long Way


On the other hand, there are those people who are saving dimes and every other cent. Perhaps its because they hate the clutter of change but want to get rid of it instead of letting it accumulate elsewhere or still rely on the fact that change has value and should be used accordingly.

Save On Food - Ten Tips


To save on food, be an opportunist. Buy what you like, but buy on sale.

One Income Source Is Not Enough!


My personal opinion is that in today's new economy, it is wise to have multiple income streams. Reliance on one income source poses a risk to individuals, entrepreneurs, and even large corporations.

Government Grants - Beware of Scams


As the saying goes: "Buyer Beware". If you see ads claiming you qualify to receive a "free grant" for education, to start a home business or to payoff unpaid bills, be wary.

Improving Your Financial Position


If you want money you need to learn how to control it. You need to improve your financial education and build your discipline.

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan


For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money.

Debt Management - More Ways to Save on Gas Consumption


The price of gas continues to climb, and with continued uncertainty in the Middle East, they will probably continue to do so. In California and elsewhere, prices for some grades of gas have now reached the previously unthinkable three dollars a gallon.

Financing Collectibles for Fun and Profit


With the advent of the internet and especially auction services like those provided by Yahoo and E-bay, serious collectors have much larger arenas in which to buy and sell their wares. This provides the opportunity for quick discovery of hard-to-find items that previously might have taken years to find.

Five Secrets for Long-term Financial Success


Future financial success is not a guarantee that any one of us can rely upon, no matter how wealthy we are now or intend to become.There are however five future proofing financial steps that we can take to protect our current financial status, improve our future financial prospects and secure our long-term financial success.

Students Investing in Their Future Need to Manage Their Finances Today


With the A-level results coming out, the long wait for UK school leavers hoping to go to university will soon be over. All the hard work that has been put into achieving the grades required will now pay off and the fun and freedom that is student life can begin.

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MORE RESOURCES:

Personal Finance: Cyber crooks target those looking for love
Sacramento Bee
By Claudia Buck It started so sweetly. She was a lonely Yuba City widow, looking for conversation online. He was an Auburn architect, divorced with two teenagers and a job that took him overseas. Slowly, he reeled her in, wooing her by phone and email ...

and more »


USA TODAY

PERSONAL FINANCE: Will that housing deal help you?
Reuters
By Linda Stern | WASHINGTON Feb 9 (Reuters) - The housing settlement announced Thursday should make it easier for troubled homeowners to modify their mortgages and escape foreclosure, but it won't make everyone whole, consumer advocates say.
Homeowners Receive $25 Billion Mortgage Settlement, But Is It Enough?U.S. News & World Report (blog)

all 3,661 news articles »


PERSONAL FINANCE: Why pedigreed pooches cost more
Reuters
(The writer is a Reuters contributor. The opinions expressed are her own.) By Alina Dizik NEW YORK Feb 9 (Reuters) - Bruce, a Finnish Lapphund who's best described as a Pomeranian meets Alaskan Husky, will attend the canine equivalent of the Oscars for ...

and more »


PERSONAL FINANCE: Should employees own more company stock or less?
Reuters
By Chris Taylor | NEW YORK Feb 10 (Reuters) - If you're a high-ranking executive like Apple Inc CEO Tim Cook, company stock is your best friend. He received a reported $375 million in restricted stock for 2011, one of the largest pay packages on record ...

and more »


PERSONAL FINANCE: Pet insurance-a costly necessity
Reuters
By Heather Struck | NEW YORK Feb 9 (Reuters) - After Nicole Bodzon, 28, a consultant in Conifer, Colorado, paid $1600 for her pug, Pepe, to have a possibly cancerous tumor removed from his eye, she thought she might benefit from an insurance policy.

and more »


Mortgage Rates & Trends

Bankrate: Mortgage Rates Up Slightly
Sacramento Bee
About Bankrate, Inc. (NYSE: RATE) Bankrate is a leading publisher, aggregator and distributor of personal finance content on the Internet. Bankrate provides consumers with proprietary, fully researched, comprehensive, independent and objective personal ...
Thursday's Personal Finance StoriesMarketWatch

all 230 news articles »


Streetwise: Women shouldn't rely on lovers for personal finance
Pittsburgh Post Gazette
By Lauren Rudd Valentine's Day is almost upon us, which means it is time to repeat some of my most often asked for words of advice. Although jewelry, flowers and chocolate will be on the minds of many women next week, they should probably be thinking ...



Simple sketches break down personal finance
Park Record
Richards said Marrouche's take on personal finance is pretty common. "I don't know many people who aren't frustrated with their money," he said. "Smart, educated, successful people still get frustrated, and part of that is because it's gotten so ...

and more »


PERSONAL FINANCE-Better than a mattress: money fund tips
Reuters
The top-yielding bank savings accounts and money market deposit accounts are paying 0.8 percent to 0.9 percent, said Greg McBride, senior financial analyst at personal finance website Bankrate.com. "That's 20 times the yield," McBride says.

and more »


Canadian National Newspaper

Personal Finance: Online calculators turn spenders into savers
Canadian National Newspaper
(NC) — One of the reasons people get into trouble with money these days is that they lose track of their spending—not because they're irresponsible, but because it's just so quick and easy to buy things. Swipe here, click there. Approved.


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