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Save Money on Groceries: Part I


One universal of humanity, no matter who you are or where you come from, you have to eat. Unless you grow your own food, you will have to go to the grocery store to get it. That means money. Here are two very simple but highly effective methods for saving money on the food you buy.

Save Money on Groceries: Coupons

While you can find them everywhere, people rarely use coupons. If you are one of those people who does not use coupons, this phrase may change your mind. Free money. That's exactly what coupons are, free money. If someone were to put money in your hand, no matter how small the amount, you wouldn't throw it in the trash. That is exactly what takes place when you throw away coupons for things you buy; you throw away free money that the manufacturer gives you for buying their product. That $0.30 here and $1.00 there starts to add up.

Save Money on Groceries: Plan Your Meals

It sounds like it is unrelated to saving money on groceries but planning you meals for the week goes a long way toward helping you in this area. When you have a specific plan for what will be eaten each day, you can avoid falling into the trap of buying food that no one eats. Planning your meals does not have to be complicated. It can be as simple as saying, "Monday - Chicken and pasta". From there, you know what to buy and are less likely to be tempted to stray from you money saving plan.

Jon Martin is the webmaster of Your Personal Money Management. Your Personal Money Management was established to help you keep more of the money you make.

This article comes from the Money Management Tips section of the site.


MORE RESOURCES:

Los Angeles Times

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Reuters
By Linda Stern | WASHINGTON Feb 9 (Reuters) - The housing settlement announced Thursday should make it easier for troubled homeowners to modify their mortgages and escape foreclosure, but it won't make everyone whole, consumer advocates say.
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PERSONAL FINANCE: Should employees own more company stock or less?
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By Chris Taylor | NEW YORK Feb 10 (Reuters) - If you're a high-ranking executive like Apple Inc CEO Tim Cook, company stock is your best friend. He received a reported $375 million in restricted stock for 2011, one of the largest pay packages on record ...

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PERSONAL FINANCE: Why pedigreed pooches cost more
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(The writer is a Reuters contributor. The opinions expressed are her own.) By Alina Dizik NEW YORK Feb 9 (Reuters) - Bruce, a Finnish Lapphund who's best described as a Pomeranian meets Alaskan Husky, will attend the canine equivalent of the Oscars for ...

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Simple sketches break down personal finance
Park Record
Richards said Marrouche's take on personal finance is pretty common. "I don't know many people who aren't frustrated with their money," he said. "Smart, educated, successful people still get frustrated, and part of that is because it's gotten so ...

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PERSONAL FINANCE: Pet insurance-a costly necessity
Reuters
By Heather Struck | NEW YORK Feb 9 (Reuters) - After Nicole Bodzon, 28, a consultant in Conifer, Colorado, paid $1600 for her pug, Pepe, to have a possibly cancerous tumor removed from his eye, she thought she might benefit from an insurance policy.

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Mortgage Rates & Trends

Bankrate: Mortgage Rates Up Slightly
Sacramento Bee
About Bankrate, Inc. (NYSE: RATE) Bankrate is a leading publisher, aggregator and distributor of personal finance content on the Internet. Bankrate provides consumers with proprietary, fully researched, comprehensive, independent and objective personal ...
Thursday's Personal Finance StoriesMarketWatch

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PERSONAL FINANCE-Better than a mattress: money fund tips
Reuters
The top-yielding bank savings accounts and money market deposit accounts are paying 0.8 percent to 0.9 percent, said Greg McBride, senior financial analyst at personal finance website Bankrate.com. "That's 20 times the yield," McBride says.

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Friday's Personal Finance Stories
MarketWatch
Also in today's Personal Finance news on MarketWatch, Jennifer Waters takes a look at how our car insurance rates are calculated and shares that while we might think we're saving money on an economy car, the higher insurance rates may wipe out those ...



6 personal finance tips for new Canadians
CBC.ca
Besides the challenge of settling into a new home and culture, immigrants to Canada face a host of issues when it comes to getting their financial lives in order and planning for their retirement. But there's one thing Canadians all have in common: the ...

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Kia Optima Earns Kiplinger's Personal Finance 2012 Best New Car Value Award
MarketWatch (press release)
7, 2012 /PRNewswire via COMTEX/ -- Recognized by the editors at Kiplinger's Personal Finance as a 2012 Best New Car Value, the Kia Optima has been ranked "Best in Class" in the $25000-$30000 sedan category. Kiplinger's editors sort through hundreds of ...

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