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Mortgage & Refinancing Information

Home Mortgages: Up, Up and Away!


Refinance NOW-before it's too lateIf you haven't found the time to refinance your existing home mortgage, it's time to take action-like yesterday! Every time Alan Greenspan, Federal Reserve Board Chairman, opens his mouth, you can bet that the federal funds rates will rise by at least a quarter of a point, or by 25 basis points in investorese. What that means to you is that home mortgages will rocket as well.

How to Shop Around for the Cheapest Mortgage Deal Online


Before you start shopping around for a mortgage, you need to establish exactly what you want so that you do not waste your time looking at deals that will not save you money. You should also learn how to compare mortgages or choose what features of the finance package are important to you.

Self Employed Mortgage Loans - A Survival Guide


When you're self employed you have numerous advantages. As you are a free agent, you will write off every deduction you can on your tax return.

Home Mortgage Refinancing - What's in Your Contract?


Are you one of the millions of Americans who will be refinancing their home mortgage loan this year? When you sign your contract and the other papers for your refinance, will you know what your signing?Your Contract: This one is simple, but I would guess very few people do it. READ THE ENTIRE CONTRACT.

Non-conforming Home Loans vs Conforming Loans


The simple definition of a "non-conforming home loan" is: You have a job and can make the payments. Your credit is used only to determine your interest rate and the loan amount to value of the home ratio.

Buying A Home After Bankruptcy - Get A Mortgage Loan After Bankruptcy


If you have a recent bankruptcy on your credit and are looking to get financing for a home, there is hope. Buying a home with bad credit will just put more emphasis on the other two factors needed to get a mortgage loan, which are; income verification and a down payment.

California Bad Credit Mortgage


California is a beautiful place to live There is no doubt about that. But, to live in California you must pay the price, which is sky high real estate prices.

Doing a California Refinance Online


Californians are passionate people. I know.

Bad Credit Home Financing - Get The Mortgage Loan You Want Even With Poor Credit


Having poor credit alone cannot hold you back from getting the home loan you want. Buying a home that is everything you want in a home, is a very exciting experience.

Home Mortgage Loan Pre-Approval Online - Keys When Applying For A Mortgage Online


Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to.

Self Employed Mortgage Loan - Getting a Mortgage When You're Self Employed


Being self employed has many benefits. When you are self-employed, you can write off all of your deductions on your taxes.

Option One Mortgage Loans - Getting an Option ARM or Option One Mortgage Loan


Have you heard about or been interested in finding out more about option one mortgage loans? They are becoming very popular, but its important to understand how they work before you apply for one. I will describe, in this article, an overview of the most common type of option ARM mortgage loan or option one mortgage loan.

Why Get Pre-Approved For A Mortgage?


One of the most important steps in the home buying process is getting Pre-Approved as early as possible.The Pre-Approval process involves you speaking with a Mortgage Lender about your financial situation, what you'd like to accomplish, and any concerns you have.

Refinancing Online - Get The Best Refinance Home Loan You Can Get


When going to refinance or get a mortgage loan quote, the internet can be a useful tool to shop around for the best interest rate. The reason the internet is a good place to start applying, is because most mortgage applications online do not typically pull your credit with the first application.

How To Find A Mortgage With Bad Credit


Shopping online for mortgages ought to be trouble free, even should you have poor credit or no credit score. You can nonetheless find a bad credit lender that can facilitate you.

More Articles from Mortgage & Refinancing Information:
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MORE RESOURCES:

USA TODAY

Pros and Cons of a Mortgage Refinance
FreeRateUpdate.com
Many homeowners are jumping on the opportunity to save money with a mortgage refinance at the current low mortgage rates. With mortgage rates at historically low levels, some homeowners have refinanced more than once in the past several years which is ...
Who Qualifies for the $26 Billion Foreclosure Settlement?TIME
What $25 billion mortgage settlement will and won't do for homeownersThe Seattle Times

all 3,661 news articles »


Lenders say mortgage refinance deal will bolster Manatee market
Bradenton Herald
By JOSH SALMAN - jsalman@bradenton.com MANATEE -- A new refinance program to help underwater homeowners will uplift the local economy by putting extra cash into the pockets of those who will spend it, area lenders predict. The deal struck with five of ...

and more »


Mortgage-refinance bill a dangerous deal
Arizona Republic
by Robert Robb, columnist - Feb. 10, 2012 12:00 AM State Sen. Michele Reagan wants to help out underwater homeowners in the worst way. And she has succeeded with SB 1451 -- it's hard to imagine a worse bill. Reagan proposes to establish a state agency ...

and more »


Housing Wire

Obama pressures Congress on mortgage refinance program
Fox News
WASHINGTON – President Obama is rallying support for his plan to expand government assistance to homeowners, pressuring Congress to help lower lending rates for millions of strapped homeowners. Obama, in his radio and Internet address Saturday, ...
President Obama's Mortgage Refinance Plan Just a Bid for VotesYahoo! Contributors Network
Obama Unveils Mortgage Refinance EndeavorsMortgageorb
New Obama mortgage refinance plan to near $10 billionHousing Wire
Go Banking Rates -CBS Moneywatch -MarketWatch
all 1,239 news articles »


MonitorBankRates.com

Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%
MonitorBankRates.com
Mortgage refinance rates on 30 year conforming home loans are averaging 3.98%, unchanged from yesterday's average 30 year mortgage refinance rate. Mortgage refinance rates today on 15 year home mortgage loans are averaging 3.29%, down from yesterday's ...

and more »


Los Angeles Times

Details emerge on Rep. Buck McKeon's Countrywide loan
Los Angeles Times
Howard “Buck” McKeon received a $315000 mortgage refinance in 1998 on preferential terms, congressional investigators allege. (J. Scott Applewhite, Associated Press / February 3, 2010) By Abby Sewell and Catherine Saillant, Los Angeles Times Four years ...



Fox News

Obama Proposes Mortgage-Refinance Plan
Wall Street Journal
By NICK TIMIRAOS President Barack Obama called on Congress during Tuesday's State of the Union address to approve new legislation that would give all homeowners who are current on their mortgages the opportunity to refinance at record low mortgage ...
Will Obama's Mortgage Refinance Plan Be D.O.A.?U.S. News & World Report
Obama proposes mortgage refinance programPolitico (blog)
Obama proposes new mortgage refinance programHousing Wire
Daily Caller
all 314 news articles »


Harney: Reviewing Obama's mortgage refinance plan
The Seattle Times
Though it was pronounced dead-before-arrival by opponents on Capitol Hill, President Obama's new mortgage-refinancing package contained... By Kenneth R. Harney Mortgage refinancing is an outstanding plan particularly as the home mortgage rates are.

and more »


International Business Times

FOX 11 News Discussion: State of the Union
MyFox Los Angeles
And he aimed a pitch at homeowners, announcing a new mortgage refinance program with "historically low interest rates" that "gives every responsible homeowner the chance to save about $3000 a year on their mortgage." He added, "A small fee on the ...
Winning Words, But Not a WinnerU.S. News & World Report
Obama State of the Union 2012: Mortgage Refinance Changes Face ObstaclesInternational Business Times

all 12,250 news articles »


CBS Local

Six Questions on Obama's Mortgage Refinance Proposal
Wall Street Journal (blog)
By Nick Timiraos President Barack Obama said Tuesday night in his State of the Union address that he would send a plan to Congress to allow all homeowners who are current on their mortgages to refinance. Here's a quick look at the proposal: How is this ...
Obama plan could help refinance Bay Area mortgagesSan Francisco Chronicle

all 19 news articles »

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